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February 06, 2012
Car-Accidents
             
 
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Accident Terms and Definitions

 
 

Towing & Labor Coverage
Pays for towing charges when your car can’t be driven. Also pays labor charges, such as changing a flat tire, at the place where your car broke down.

Salvage
Property taken over by an insurer to reduce its loss.

Quote
An estimate of the cost of insurance based on information supplied to the insurance company.

Exclusion
A contractual provision in an insurance policy that denies coverage for certain perils, persons, property, or locations.

Claim
Notice to an insurer of a loss that under the terms and conditions of a policy may be covered.

Full Tort
With this selection you retain unrestricted rights to bring suit against the negligent party.

Dismantled Title
The vehicle sustained major damage to one or more major component parts and the cost of repairing the vehicle for safe operation exceeds its fair market value.

Venue
The specific county, city or geographical area in which a court has jurisdiction

Uninsured Motorist Coverage (UMC)
Provides coverage for a policyholder involved in a collision with a driver who does not have liability insurance.

Comprehensive Coverage
Pays for damage to your car caused by reason other than collision, such as fire, theft, windstorm, flood, etc.


Contact our Montana Accident Lawyers if you have ever experienced a personal injury and think others are at fault for the accident.

 
Did You Know?    
 
 
1 Out Of Every 5 People Are Involved In An Alcohol-Related Car Accident
Studies show that 1 out of every 5 people are involved in an alcohol-related car accident at some time in their lives. Motor vehicle accident injuries have occurred most often on a Saturday; Sunday is ranked in second.

 


  Newsroom  
 


Fleeing suspect gravely injured in crash
A 19-year-old Riverside male suffered grave injuries in a collision with a telephone pole early Thursday morning after fleeing from police at a hig...
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Port St. Lucie Woman Arrested After Falsely Claiming Diplomatic Immunity
R. Alexander Acosta, United States Attorney for the Southern District of Florida, and Edgar Moreno, Special Agent in Charge, U.S. State Department’...
Read more >


There's The Cost Of The Vehicle
Driving is a privilege, but it comes with a price tag. There's the cost of the vehicle itself, maintenance, repairs, fuel and auto insurance. Many ...
Read more >


More news >

 
 

Terms

 


Today's Terms

Salvage

Definition:
Property taken over by an insurer to reduce its loss.

Limited Tort

Definition:
Offers savings on your premiums. You are still able to recover all out-of-pocket medical and other expenses, however you are not able to recover non-monetary damages or receive payments for pain and suffering unless injuries are defined as serious.

Insurer

Definition:
The insurance company providing the insurance.

More Terms >

 

Resources

 


More Resources >

 

Hot Topics

 

  • DUI Car Accidents
  • Aggresive Driving
  • Catastrophic Injuries
  • Speeding Accidents

More Topics >

Montana Car Accident Lawyers

 
If you live in one of the following cities and have been in an auto accident you should contact an Montana Car Accident Lawyers as soon as possible:

  • Belgrade
  • Billings
  • Bozeman
  • Butte
  • Columbia Falls
  • Great Falls
  • Hamilton
  • Havre
  • Helena
  • Kalispell
  • Laurel
  • Libby
  • Livingston
  • Miles City
  • Missoula
  • Polson
  • Whitefish
  Need to find a Car Accident Lawyer Nationwide? Visit CarAccidentAttorneys.com


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